Widow for a Season: Finding
Your Identity in Christ
Chapter Ten: Seven Principles of GOIA
The topic of chapter ten is personal finances.
Beginning with the understanding that God owns everything an examination
of how to budget your money and deal with other financial concerns is examined.
The main resource of reference is Larry Burkett’s book entitled, The
Financial Guide for Single Parents but other sources are also used including
the internet resource offered by Crown Financial Ministries.
Basic information is also given to educate the widow on government
programs such as Social Security and federal laws that have been enacted for her
benefit. Health insurance options
and information on Health Savings Accounts are also investigated.
Chapter Ten - Seven Principles of GOIA
GOIA is an acronym for God Owns It
The seven principles of GOIA are:
Owns It All
manage money for God
spending decision is a spiritual act
rules our hearts
Debt is dangerous. Get rid of it. Stay away
from it. Use it very, very sparingly.
Saving and investing are wise, but we
should not put our trust in them.
is a gift to the giver [i]
some level every believer is consciously aware of the fact that God, as
creator, is in total control of his creation and the universe; however, we
might not necessarily think of that ownership as extending to our money,
homes, clothes, money, cars, and money.
In Romans 8:32 Paul says, “He that spared not his own Son, but
delivered him up for us all, how shall he not with him also freely
give us all things?” If
God has promised to give us all things then they must first be His to
give. The seven principles of
GOIA operate out of that belief. We
are the storehouses of God’s wealth.
He lends us His houses to live in until He needs them for another
purpose. When we are gone He will give them to someone else.
He gives each one of us an income.
He allows us to borrow the cars we drive since we paid for them
with the money He gave us. He provides the money for our food and clothes, and as
amazing as it may seem at times he may provide our food and clothes
without giving us the money first! He
is so free and automatic with His giving that sometimes we forget who is
the giver and who is the receiver — especially when it comes to
generously giving back a portion to Him.
We may even begin to make decisions about the things that He has
given us as if He no longer has ownership in them.
. . Finally, To make these budget ideas work you must step out in faith.
It will just not work outside of God’s miracles.
It will stretch you beyond belief but it is exciting to watch the
The trick is to learn how to wait on Him and His plans for your
As you learn how to recognize the Lord in the things you once might
have perceived as unrelated coincidences your relationship will grow into
a deep and trusted dependence.
You will get better at reading His signals.
Keep His Word close as that standard of measuring every decision.
Know that this season of widowhood was not by accident.
God has a purpose in it and He loves and adores you.
I hope that through this book you have learned to receive the words
“trust in the Lord” with joy and all sufficiency.
I hope you know now how to put feet to your trust.
I pray that you will truly find this season of widowhood will be
one set apart by God, a place of privilege in the shelter of the Most
Pastor Mike Gauch, Sermon on Financial Mangement, January 2002, excerpt
printed with permission.